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| The independent answer to your debt problems | login join |
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pingoo
| 03-01-2008 06:08 PM |
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Joined: 03 Jan 2008 Posts: 1 | I really need some help. I thought I could get by this Christmas without using my credit cards and trying to rid myself of my debt, £25k. But I didn't manage to get by 2 Dec before I started adding to my CC misery. So I thought what the hell and kept on spending. £3k later I am here. I need to do something with my debt or it will cost me house. Like everyone else I have read in this forum it's causing me some real concerns. The last couple of days has been a nightmare as me and my husband have done nothing but argue about really trivial things. I think he is really pee'd at me for my debts and has said that if I don't sort out my debts he'll leave me. I love him so much i don't want that to happen. Can anyone help me. |
| helpmenow | 04-01-2008 10:38 AM |
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Joined: 15 May 2007 Posts: 30 My Profile | Hi pingoo Others will be along shortly who will be able to give you really good advice. For my tuppence worth I would expect your husband to stand by you. Your debt is his debt and that is that. You will really need him on board if you are going to become debt free. When I was dealing with my debt I too had arguments with my husband about money. Although to be fair on him he did not blame me for the debt. Money and especially debt can be quite divisive. However, once I formulated a plan to sort out our debt problem our arguing decreased. I am not saying we stop arguing, heavens no, but it is obvious that there is less friction between ourselves. If you address your main cause of anxiety and stress, your debt, I am sure you and your husband will become closer. Tell him that and try to work things out together. Good luck Helpmenow |
| paladin | 04-01-2008 11:24 AM |
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Joined: 06 Jun 2007 Posts: 55 My Profile | Hi Pingoo, Happy New year. To be able to help you we need to know what your exact financial position is. To ascertain that we need your SOA, Statement of Affairs. I agree with Helpme that you need the support of your husband to become debt free. Although the debt is not his your financial situation if it becomes worse will affect him eg if you were in default or had any outstanding CCJ's this would affect you ability to get a cheap mortgage. Going bankrupt will have an effect on selling your house. So you see he cannot really escape your debt problem. Draw up your SOA. It doesn't matter if it's not bang on, we will suggest alterations and from an accurate SOA we will come up with solutions. Speak to you soon P |
