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| The independent answer to your debt problems | login join |
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pop5
| 08-12-2011 12:41 AM |
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Joined: 08 Dec 2011 Posts: 1 | Hello everyone! I recently received some letters from Lowell Financial, telling my HBOS and Capital One have sold on my debt to them. The last payment I made to them or spoke to anyone about my debt would have been 2008/2009. I e-mailed them when they started calling me, asking what the debt was for so I could ensure it was mine, because before these letters I had never received one. They replied but I never replied back. Does this mean I've acknowledged the debt? I've moved back in with my parents so I would hate for anyone to come to my house. The amount isn't for much. Less than a grand per debt. I'm just looking for some advice as to what would be the best course of action with this company or just in general as I've tried to ignore it for a while but I don't think I can anymore. Thank you. |
| DW George | 29-12-2011 02:54 PM |
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Joined: 01 May 2007 Posts: 1037 My Profile | The debt is a maximum of 4 years old so it wouldn't be statute barred - so the question about acknowledging it doesn't come into it. If you are worried about people pestering you etc the you should consider setting up some form of payment plan with the debt collectors. |
