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| The independent answer to your debt problems | login join |
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debtgurl
| 04-06-2008 12:58 PM |
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Joined: 04 Jun 2008 Posts: 1 | I am currently weighing up my options, I have looked at an IVA and a debt consolidation loan and have a couple of questions. 1. Which is the best way to go, I have got to the point where I need a debt management plan, but will either effect my credit as I would like to get a mortgage when I have sorted out my debt. 2. I have been in contat with three companies www.debtfreedirect.co.uk www.ivazone.org www.debtadvicetrust.com has anyone used these companies? |
| helpmenow | 04-06-2008 01:15 PM |
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Joined: 15 May 2007 Posts: 35 My Profile | Hi debtgurl I hope you are not spamming. The ivazone does not exist. DFD and debt advice trust are the same organisation, are I have not heard anything negative about them. If you are not spamming, only a debt consolidation loan will not affect your credit rating , all the rest will. With a debt management plan you are breaking your original contract with the creditors and this will have an impact on your credit score as will an IVA. If you are not spamming and do have a genuine problem, post back and I am sure the folk on this forum will help you out. Sometimes they are slow in answering, but then information they provide is bang on. HMN |
