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heraatt
| 05-12-2009 07:52 AM |
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Joined: 04 Dec 2009 Posts: 2 | People seem to be overwhelmed here, so I am just going to make a little step by step sticky. Don't be offended if it seems too elementary. People have the best success when they accomplish little tasks along the way, it gives them the feeling that a large unmanageable task is possible. The good news is that they are totally wrong. The formula for dealing with debt is exactly the same, every time. Also, don't get caught up in how you got in trouble. Don't feel guilty, then you'll be stressed because you're beating yourself up AND you have this debt to deal with. It really doesn't matter at this point how you got here - you're here, let's deal with it. THANKS |